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EPNA (Electronic Processing of North America, LLC) is a merchant services provider, offering a broad range of products and services to businesses and public entities for acceptance of electronic payments such as purchasing cards, credit cards, and debit cards. In addition, EPNA is certified in professional, scientific and technical services.

EPNA is the only certified Women-Owned Business Enterprise in the card payments space in the state of Illinois and very interested in working with your company as either a subcontractor or an indirect for any potential or upcoming bid opportunities for credit card processing, equipment pos, professional or scientific consulting services.

EPNA is proud to earn the WBE certification from Cook County, City of Chicago, State of Illinois, and WBENC; and to earn the ACDBE certification from the City of Chicago Department of Aviation.  EPNA works with merchants in all industries, and provides the ability to accept electronic (credit, debit, mobile) payments through a variety of cutting-edge and customizable solutions. EPNA’s merchants, its referral partners, and its consulting businesses confidently rely on EPNA’s decades of industry experience to find the best processing services and solutions tailored to the specific needs and goals.

Most companies like yours already accept credit cards as a form of payment; EPNA can convert your current merchant account with no transfer fees AND save you money on your processing costs all while fulfilling your WBE goals.

EPNA is certified by the major credit card networks, providing the best processing solution to meet the individual business’s needs. We partner with some of the best financial institutions, professional associations, CPAs, and business consulting firms to provide the latest technology in electronic payments acceptance to their clients.

EPNA’s leadership team has a combined 50+ years of industry experience. Our Mission is to build customer loyalty through outstanding customer service, competitive pricing, and innovative payment acceptance solutions designed for today’s marketplace. Our customers’ satisfaction is our #1 priority.


  • 24/7/365 U.S. based customer service
  • Next-Day Funding for all major card types, including AMEX
  • No unnecessary rate increases
  • Free online reporting of monthly statements, transactions, and settled batches 
  • Latest technology in processing solutions
  • Integrated solutions including Quickooks
  • Competitively priced Gift and Loyalty programs
  • Local sales consultation
  • EPNA’s office is located in Evanston, Illinois, where we provide a space for business owners to personally try out processing solutions before making any commitment
  • Competitive and transparent pricing with no hidden costs
  • No contract early termination fees

WBE Certification from City of Chicago, and Cook County

  • NAICS 425110 (B2B Electronic Markets)
  • NAICS 522320 (Credit Card Processing Services, Processing Financial Transactions)
  • NAICS 541690 (Scientific & Technical Consulting Services)
  • NAICS 541990 (Professional, Scientific & Technical Services)

WBE Recognition from State of Illinois Central Management Services

  • NIPG 28700 (Electronic Equipment, etc., Sales)
  • NIPG 91832 (Consulting Services NOS)
  • NIPG 94635 (Credit Card, Charge Card Services)
  • NIPG 94649 (Financial Services NOS)
  • NIPG 96258 (Professional Services NOS)

DBE Certification from City of Chicago Airport Concession Disadvantaged Business Enterprise (ACDBE)

  • NAICS 423420
  • NAICS 522320

WBE Certification from Women’s Business Enterprise National Council (WBENC)

  • UNSPSC 80101500 (Business and Corporate Management Consultation Services)
  • UNSPSC 81112308 (POS Hardware Maintenance and Support Service)
  • UNSPSC 84211606 (Remittance Processing Services)
  • UNSPSC 84141602 (CC Service Providers)
  • NAICS 423420 (Business Machines Wholesaler)
  • NAICS 425110 (B2B Electronic Markets)
  • NAICS 522320 (CC Processing Services, Processing Financial Transactions)
  • NAICS 541512 (Computer software consultant)
  • NAICS 541611 (Admin & General Management Consulting Services)
  • NAICS 541690 (Scientific & Technical Consulting Services)
  • NAICS 541990 (Professional, Scientific & Technical Services)


DUNS: 03-504-6819


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